Apply
for
Home Loan
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Loan Amount
Rs. 20,00,000
Loan Tenure 20 years |
SBI | |||
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Key Features
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| Product name | SBI Home Loan | |||
| Interest rate | 9.25% | |||
| Processing Fee |
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0.25% | ||
| EMI |
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Rs. 18,317 | ||
| Number of EMI | 240 | |||
| Total interest to be paid | Rs. 23,96,161 | |||
| Total amount to be repaid | Rs. 43,96,161 | |||
| Exclusive Features |
1. Complimentary international ATM-Debit card
2. Complimentary SBI Classic/ International Credit Card. 3. Option for internet-banking. 4. Concessional package under ‘Credit Khazana’ for prospective Auto Loan, Student Loan, Personal Loan borrowers whose accounts are conducted satisfactorily. 5. 50% concession in charges in respect of all personal remittances/ collection of outstation cheques. 6. Personal loan at attractive rates under SBI Home Cash scheme tailored exclusively for SBI Home Loan customers. |
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| Occupation | Salaried | |||
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Other Features
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| Prepayment charges |
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No penalty if the loan is precolsed from own savings/windfall gains for which documentary evidence is produced by the customer.
In case, such proof is not produced by the borrower, penalty @2% on the amount prepaid in excess of normal EMI dues shall be levied if the loan is preclosed within 3 years from the date of commencement of repayment |
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| Repayment details | Multiple Repayment options: 1. Step up Repayment Facility 2. Flexible Loan Installment Plan 3. Tranche Based EMI 4. Accelerated EMI scheme For more details about above options call us on the number given on the right hand side of screen | |||
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Eligibility
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| Documents needed |
Completed application form
Passport size photograph Proof of Identity – PAN Card/ Voters ID/ Passport/ Driving License 1. Proof of Residence – Recent Telephone Bill/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID 2. Proof of business address in respect of businessmen/ industrialists 3. Sale Deed, Agreement of Sale, Letter of Allotment, Non encumbrance certificate, Land/ Building Tax paid receipt etc. (as applicable and subject to satisfaction report from our empanelled lawyer) 4. Copy of approved plan and approval from the Local Body 5. Statement of Bank Account/ Pass Book for last 6 months |
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| Eligibility multiple |
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60 times net monthly income | ||
| Eligibility notes |
To enhance loan eligibility you have option to add:
1. Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI. 2. Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out. 3. Depreciation, subject to some conditions. 4. Regular income from all sources. |
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All loan rates updated on December 29,2010
Comments
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Susan Walter said : 04/01/2012 |
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Chandrashekara said : 29/09/2011 |
Hello, I want to transfer my home loan from INDUS IND bank to AXIS bank. Any body who is dealing with the home loan balance transfer can call me @ mobile 9886275709. Thanks |
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mike smith said : 06/07/2011 |
hello, every that needs a loan as low as 3% per an-um we offer loan at a very low rate if you are interested e mail us microfinanceagency@hotmail.com |
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balogun said : 06/07/2011 |
Hello, my name is Mr Balogun the manager of icpc we compensate people that has been scam online if you know that you have been scam simply e mail us on this e mail icpcnigerial@yahoo.com |
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Suneel said : 28/06/2011 |
I want to transfer my home loan from ICICI to SBI. |
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kumkum said : 23/05/2011 |
west vinod nagar flats has been started financed by the bank ? |
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Younuskhan said : 02/05/2011 |
I am looking for home loan for 5-6 lac any once can contact me 9700388762. |
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chandan arya said : 29/04/2011 |
I am NRI.i want to buy a house in Rohini Sector-1 and i have an account with sbi branch.Please suggest me. |
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Tapan Kumar Biswas said : 23/04/2011 |
Sir,i'm verry much intrested for that position so plz send me feedback Regards, Tamal |
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k ibrahim said : 17/04/2011 |
i need housing loan.amount is 1000000.i am a nri..from thrissor which bnk in low intrest and fast in processing.. |
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k ibrahim said : 17/04/2011 |
i need housing loan.amount is 100000.i am a nri..from thrissor which bnk in low intrest and fast in processing.. |
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berrai hamza said : 31/03/2011 |
i am need for loan 8.000.00$ duration two years and i will give as good interest 60% |
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m.velu said : 04/03/2011 |
house loan |
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s mukherjee said : 23/02/2011 |
hi, i'm a salaried person earning 30000/-pm, what is my maximum home loan permissible range for 15-20 years. also, suggest whether Gyatri Aura, sec 1 greter noida residential project has been approved by OBC? |
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Digvijay said : 23/02/2011 |
Hi, I am salaried person, want to buy a flat in Pune so want home loan, pls suggest which is best bank for home loan, which processes loans fast |
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Vinod mathew said : 20/02/2011 |
I am in saudi arabia and getting a salary of 75000 INR, i am willing to buy a new villa. Please let me know the maximum loan and the best bank which i can rely on please mail me in detail vinodmathewonweb@gmail.com |
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Deepak Kumar said : 11/02/2011 |
I am working in "Fusion Technology", Muzaffarpur. My monthly income is Rs. 8000/-. I want to construction of a house in own open land. I have required Loan Amount approx Rs. 350000/-. Plz contact me on My cell No. 09934618863 |
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Anjum iqbal said : 09/02/2011 |
Lokking for a home loan for purchasing plot |
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Saurabh said : 24/11/2010 |
Hi, I want to get information on whether Paraas Tierea is approved by SBI? ~Regards, Saurabh |
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baldev raj said : 19/09/2010 |
i want to know if the sonipat sector 10 flats are approved by punjab national bank or not |
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almin said : 08/07/2010 |
again sbi is one of the best home loan bank... they create trouble before giving loans but are very genuine |
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Upasana Sinha said : 03/06/2010 |
I need to Know if the Bengaluru Project of IRWO flats is approved by IDBI Bank or not ? |
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S.C.Gupta said : 13/04/2010 |
I want purchase a housing property in gr.nodia(up)on amount of Rs.30 lacs, I have salaried person at fortis escort hospital in DELHI, may please suggest me for the same |
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Nishant said : 11/02/2010 |
great help |