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Loan Amount Rs. 20,00,000
Loan Tenure 20 years
HDFC
Key Features
Product name   HDFC Home loan
Interest rate   9.50%
Processing Fee 0.5% to 1.25%
EMI Rs. 18,643
Number of EMI   240
Total interest to be paid   Rs. 24,74,230
Total amount to be repaid   Rs. 44,74,230
Exclusive Features   1. Disbursement in Indian Rupees by the HDFC Branch in the place (or the branch nearest to) where your property is located
2. Maximum loan: 85% of the cost of the property (including the cost of the land) and based on the
repayment capacity of the customer.
3. Maximum Term: 20 years subject to your retirement age.
4. Applicant and Co-Applicant to the loan: Home Loans can be applied for either individually or jointly. Proposed owners of the property, will have to be co-applicants. However, the co-applicants need not be coowners.
5. Adjustable Rate Home Loan: Loan under Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). The rate on your loan will be revised every three months from the date of first disbursement, if there is a change in RPLR, the interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases.
Occupation   Salaried
Other Features
Prepayment charges No Charges for Part or Full Prepayment of loan under Floating Rate (except in case of prepayment through a refinance from other bank or institutions prepayment charges will be applicable)
Repayment details   Multiple Repayment options: 1. Step up Repayment Facility 2. Flexible Loan Installment Plan 3. Tranche Based EMI 4. Accelerated EMI scheme For more details about above options call us on the number given on the right hand side of screen
Eligibility
Documents needed   1. Application form with photograph.
2. Photocopy of the Employment Contract or Labour Contract and English translation countersigned by your employer.
3. Latest salary certificate (in English) specifying the following:
1. Name (as it appears in the passport).
2. Date of joining.
3. Passport Number.
4. Designation.
5. Perquisites and salary.
4. Photocopy of Identity card / Labour card.
5. Photocopy of latest work permit.
6. Photocopy of valid resident visa stamped on the passport.
7. Overseas Bank Account and NRE/NRO statement for the last six months.
8. Continuous Discharge Certificate (CDC)- if applicable.
9. Latest Credit Bureau Report [Applicable to customers residing in countries where Credit Bureaus exists. eg. USA, UK etc.]
10. Property related documents.
11. Processing fee cheque.
All loan rates updated on December 29,2010
Comments
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Susan Walter said :
04/01/2012 		Susan's Loan Inc. A Sincere and certified private money lender approved by the GOVERNMENT. I give out international and local loans to all countries in the world. Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds, available now are Business, Personal, House, Travel and Student Loans. Apply for a loan today with your loan amount and duration.Its Easy and fast to get. 4% interest rates and monthly installment payments.Check-out this great offer, Please For more information contact me on susanwalter70@yahoo.com
Chandrashekara  said :
29/09/2011 		Hello, I want to transfer my home loan from INDUS IND bank to AXIS bank. Any body who is dealing with the home loan balance transfer can call me @ mobile 9886275709. Thanks
mike smith  said :
06/07/2011 		hello, every that needs a loan as low as 3% per an-um we offer loan at a very low rate if you are interested e mail us microfinanceagency@hotmail.com
balogun said :
06/07/2011 		Hello, my name is Mr Balogun the manager of icpc we compensate people that has been scam online if you know that you have been scam simply e mail us on this e mail icpcnigerial@yahoo.com
Suneel said :
28/06/2011 		I want to transfer my home loan from ICICI to SBI.
kumkum said :
23/05/2011 		west vinod nagar flats has been started financed by the bank ?
Younuskhan said :
02/05/2011 		I am looking for home loan for 5-6 lac any once can contact me 9700388762.
chandan arya said :
29/04/2011 		I am NRI.i want to buy a house in Rohini Sector-1 and i have an account with sbi branch.Please suggest me.
Tapan Kumar Biswas said :
23/04/2011 		Sir,i'm verry much intrested for that position so plz send me feedback Regards, Tamal
k ibrahim said :
17/04/2011 		i need housing loan.amount is 1000000.i am a nri..from thrissor which bnk in low intrest and fast in processing..
k ibrahim said :
17/04/2011 		i need housing loan.amount is 100000.i am a nri..from thrissor which bnk in low intrest and fast in processing..
berrai hamza said :
31/03/2011 		i am need for loan 8.000.00$ duration two years and i will give as good interest 60%
m.velu said :
04/03/2011 		house loan
s mukherjee said :
23/02/2011 		hi, i'm a salaried person earning 30000/-pm, what is my maximum home loan permissible range for 15-20 years. also, suggest whether Gyatri Aura, sec 1 greter noida residential project has been approved by OBC?
Digvijay said :
23/02/2011 		Hi, I am salaried person, want to buy a flat in Pune so want home loan, pls suggest which is best bank for home loan, which processes loans fast
Vinod mathew said :
20/02/2011 		I am in saudi arabia and getting a salary of 75000 INR, i am willing to buy a new villa. Please let me know the maximum loan and the best bank which i can rely on please mail me in detail vinodmathewonweb@gmail.com
Deepak Kumar said :
11/02/2011 		I am working in "Fusion Technology", Muzaffarpur. My monthly income is Rs. 8000/-. I want to construction of a house in own open land. I have required Loan Amount approx Rs. 350000/-. Plz contact me on My cell No. 09934618863
Anjum iqbal said :
09/02/2011 		Lokking for a home loan for purchasing plot
Saurabh said :
24/11/2010 		Hi, I want to get information on whether Paraas Tierea is approved by SBI? ~Regards, Saurabh
baldev raj said :
19/09/2010 		i want to know if the sonipat sector 10 flats are approved by punjab national bank or not
almin said :
08/07/2010 		again sbi is one of the best home loan bank... they create trouble before giving loans but are very genuine
Upasana Sinha said :
03/06/2010 		I need to Know if the Bengaluru Project of IRWO flats is approved by IDBI Bank or not ?
S.C.Gupta said :
13/04/2010 		I want purchase a housing property in gr.nodia(up)on amount of Rs.30 lacs, I have salaried person at fortis escort hospital in DELHI, may please suggest me for the same
Nishant said :
11/02/2010 		great help
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