Latest posts for the topic "Individual health insurance policy and family floater policy"

Individual health insurance policy and family floater policy

PankajChaturvedi — GMT

what is the total health insurance cover? Me and my wife have a family floater plan of Rs. 3 Lakh and each one of us is also covered by our respective employers for Rs. 2 lakh. What is the total health insurance cover available to us and which health insurance policy will be used first in case of any emergency? Please help

Re:Individual health insurance policy and family floater policy

khotapaisa — GMT

In your case each of you will have a cover of 5 lacs of which 3 lacs will be shared to you both. When claiming, you need to inform both the insurers about both your policies. They will split your claim amount accordingly among themselves.

Re:Individual health insurance policy and family floater policy

sachinarora — GMT

The health insurance benefit would be beneficial to you as supplementary health insurance coverage apart from the coverage offered by the corporate policy. Plus, if you have taken an individual health insurance policy, it helps you to get some income tax rebates. So it is not necessary for you to cancel your existing policy. Also such a policy will also pay for a claim on a rateable proportion. Total cover would still be Rs. 3 lacs. Normally the group policy would be more liberal in terms coverage with regard to pre-existing coverage and maternity benefits etc. and it would make sense to use the policy 1st .

Individual health insurance policy and family floater policy

pravesh — GMT

I like take floater policy including my father (age-63), mother(age59), myself( age-34),wife (age-34), daughter(age-2)
Like take 5lacks coverage for mediclaim with floater facility.
Pls suggest me the policy.
Thanks
Pravesh

Re:Individual health insurance policy and family floater policy

Parthiv Tokas — GMT

If a family size is of 6 members Self ( age- 27) + Spouse ( 25) +2 Children ( 2 & 9months) + Father ( 66 )+ Mother ( 60) can cover all these members under one health insurance policy. Please let me know.

Individual health insurance policy and family floater policy

ratnesh — GMT

Re:Individual health insurance policy and family floater policy

sujendra — GMT

Hi,

i am sujendra

The health insurance benefit would be beneficial to you as supplementary health insurance coverage apart from the coverage offered by the corporate policy. Plus, if you have taken an individual health insurance policy, it helps you to get some income tax rebates. So it is not necessary for you to cancel your existing policy. Also such a policy will also pay for a claim on a rateable proportion.

Re:Individual health insurance policy and family floater policy

ratnesh — GMT

Individual health insurance policy and family floater policy

DURGARAM — GMT

Re:Individual health insurance policy and family floater policy

k.c.sampath@yahoo.co.in — GMT

now i am running age 64 i have a small income can i have any mediclaim polocy suitable for me

Individual health insurance policy and family floater policy

sholing — GMT

Normally the group policy would be more liberal in terms coverage with regard to pre-existing coverage and maternity benefits etc. and it would make sense to use the policy 1st .

Re:Individual health insurance policy and family floater policy

itrustexpert — GMT

You can get Varishta mediclaim policy

Individual health insurance policy and family floater policy

Anonymous — GMT

Re:Individual health insurance policy and family floater policy

Anonymous — GMT

There are 3 options available for family health insurance at max bupa (http://www.maxbupa.com/foryouyourFamily.aspx). They are relatively new in the Indian market, so their plans are very good.

Re:Individual health insurance policy and family floater policy

sakshi.chawla — GMT

One of my friends has taken maxbupa's policy recently and he seems to be very happy with their service. Any feedback available here?

Individual health insurance policy and family floater policy

Anonymous — GMT

[quote=pravesh]I like take floater policy including my father (age-63), mother(age59), myself( age-34),wife (age-34), daughter(age-2)
Like take 5lacks coverage for mediclaim with floater facility.
Pls suggest me the policy.
Thanks
Pravesh[/quote]

[b]Dear Sir,
I am a advisor with Max Bupa Health Insurance; here in mumbai, i have unique plans which could provide immense benefits for you & your family.so can you send me your family details (i.e) date of birth.& your email id. my email id : chats65@mail.com.

Regards
Chetan Gupte.
MAX BUPA HEALTH INS.CO.

Individual health insurance policy and family floater policy

Anonymous — GMT

which is best and cheapest plan for my family i & my wife and 1 child.my age 31.and want 3 lakh floter plan to cover my family?
my id-

Individual health insurance policy and family floater policy

Anonymous — GMT

Individual health insurance policy and family floater policy

Anonymous — GMT

Re:Individual health insurance policy and family floater policy

Anonymous — GMT

Re:Individual health insurance policy and family floater policy

pradeepgoel — GMT

Hi
Individual health insurance policy and family floater policy are two types of health insurance policies available in the market. An individual can opt for any of them depending upon his/her requirement. If a person has a family buying individual coverage for every family member can prove to be an expensive affair. In such a scenario a family health insurance commonly known as a family floater health insurance would be an ideal choice.

Individual health insurance policy and family floater policy

Anonymous — GMT

Hi,
I want to buy health insurance policy for myself age 31 and my wife age 29.
I heard that at the age of 45 I ll have to undergo medical test and if any disease is found then the premium would be higher and will increase but if I take ulip health insurance linke LIC's Health protection plus i wouldnt require checkup.
Is is true and what is ur suggestion on it.Should I go for LIC policy or any other normal mediclaim

Individual health insurance policy and family floater policy

Anonymous — GMT

what is family floater policy ?

Individual health insurance policy and family floater policy

Anonymous — GMT

[quote=PankajChaturvedi]what is the total health insurance cover? Me and my wife have a family floater plan of Rs. 3 Lakh and each one of us is also covered by our respective employers for Rs. 2 lakh. What is the total health insurance cover available to us and which health insurance policy will be used first in case of any emergency? Please help[/quote]

Individual health insurance policy and family floater policy

Anonymous — GMT

[quote=Anonymous][quote=PankajChaturvedi]what is the total health insurance cover? Me and my wife have a family floater plan of Rs. 3 Lakh and each one of us is also covered by our respective employers for Rs. 2 lakh. What is the total health insurance cover available to us and which health insurance policy will be used first in case of any emergency? Please help[/quote][/quote]

Individual health insurance policy and family floater policy

Anonymous — GMT

DEAR SIR / MADAM

I CAN PROVIDE YOU THE MEDICLAIM POLICY

PRAVIN

9869315640

amchitambe@gmail.com

Individual health insurance policy and family floater policy

Anonymous — GMT

[quote=Anonymous][quote=pravesh]I like take floater policy including my father (age-63), mother(age59), myself( age-34),wife (age-34), daughter(age-2)
Like take 5lacks coverage for mediclaim with floater facility.
Pls suggest me the policy.
Thanks
Pravesh[/quote]

[b]Dear Sir,
I am a advisor with Max Bupa Health Insurance; here in mumbai, i have unique plans which could provide immense benefits for you & your family.so can you send me your family details (i.e) date of birth.& your email id. my email id : chats65@mail.com.

Regards
Chetan Gupte.
MAX BUPA HEALTH INS.CO.[/quote]

DEAR SIR / MADAM

I CAN PROVIDE YOU THE POLICY

PRAVIN

9869315640

amchitambe@gmail.com

Individual health insurance policy and family floater policy

Anonymous — GMT

[quote=Anonymous]Hi,
I want to buy health insurance policy for myself age 31 and my wife age 29.
I heard that at the age of 45 I ll have to undergo medical test and if any disease is found then the premium would be higher and will increase but if I take ulip health insurance linke LIC's Health protection plus i wouldnt require checkup.
Is is true and what is ur suggestion on it.Should I go for LIC policy or any other normal mediclaim[/quote]

DEAR SIR / MADAM

I CAN PROVIDE YOU THE POLICY

PRAVIN

9869315640

amchitambe@gmail.com

Individual health insurance policy and family floater policy

Anonymous — GMT

Individual health insurance policy and family floater policy

Anonymous — GMT

Individual health insurance policy and family floater policy

Anonymous — GMT

[quote=Anonymous][quote=Anonymous][quote=PankajChaturvedi]what is the total health insurance cover? Me and my wife have a family floater plan of Rs. 3 Lakh and each one of us is also covered by our respective employers for Rs. 2 lakh. What is the total health insurance cover available to us and which health insurance policy will be used first in case of any emergency? Please help[/quote][/quote][/quote]

DEAR SIR / MADAM

I CAN PROVIDE YOU THE POLICY

PRAVIN

9869315640

amchitambe@gmail.com

Individual health insurance policy and family floater policy

Anonymous — GMT

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Individual health insurance policy and family floater policy

Anonymous — GMT

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Re:Individual health insurance policy and family floater policy

Anonymous — GMT

We provides icici lombard health insurance in India, also get individual health insurance

Individual health insurance policy and family floater policy

Anonymous — GMT

Individual health insurance policy and family floater policy

Anonymous — GMT

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Individual health insurance policy and family floater policy

Anonymous — GMT

Re:Individual health insurance policy and family floater policy

kanchangupta321 — GMT

That's true, the medical insurance cover would be beneficial to you as a supplementary health insurance cover apart from the coverage offered by your company. But since you have an existing individual health insurance policy, an additional medical cover can help you get some tax rebates. So it is not necessary for you to cancel your existing policy. A colleague at our office has taken a mediclaim insurance from Royal Sundaram. When in a similar situation, he was suggested the same.

Individual health insurance policy and family floater policy

jayyganesh — GMT

Hello this is Ganesh from mumbai,
My family details:
Me (32), Wife (27), Father (62), Mother (57), father in low (59), mother in low (56). we are covered one mediclaim ploicy. only i m pay yearly 8000/-. & sum assured is unlimited for all person. year 2011 my father was hospitalized 6 times in same year & he is nemonia patient. 6 times total bill is Rs. 3,42,700/- given amount is claimed. so thanks my mediclaim policy. contact no 9222285221

Re:Individual health insurance policy and family floater policy

jayyganesh — GMT

[quote=Parthiv Tokas]If a family size is of 6 members Self ( age- 27) + Spouse ( 25) +2 Children ( 2 & 9months) + Father ( 66 )+ Mother ( 60) can cover all these members under one health insurance policy. Please let me know.[/quote]
Hello this is Ganesh from mumbai,
My family details:
Me (32), Wife (27), Father (62), Mother (57), father in low (59), mother in low (56). we are covered one mediclaim ploicy. only i m pay yearly 8000/-. & sum assured is unlimited for all person. year 2011 my father was hospitalized 6 times in same year & he is nemonia patient. 6 times total bill is Rs. 3,42,700/- given amount is claimed. so thanks my mediclaim policy. contact no 9222285221

Individual health insurance policy and family floater policy

omkardolas — GMT

[quote=Anonymous]which is best and cheapest plan for my family i & my wife and 1 child.my age 31.and want 3 lakh floter plan to cover my family?
my id-[/quote]

Have you opted for a plan as of now? I would suggest you to get a quote from Max Bupa. It is one of the best medical insurance providers of India. The Family Floater plan suits your requirement. The plan offers multiple benefits like maternity insurance, new born baby cover, cashless hospitalization, day care procedure, tax benefits, direct cash settlement and much more. I have opted for the same plan for my family. Things going quite well as of now. Sharing the link and toll free for you, just call up and ask for all the details. AITF: 1800-3010-3333
http://www.maxbupa.com/ForYouYourFamily/Heartbeat/FamilyFloater.aspx