Latest posts for the topic "I have a home loan in which I am as a co-applicant. The emi amount is paid by me."

I have a home loan in which I am as a co-applicant. The emi amount is paid by me.

maheshkundu — GMT

Can I get the income tax exemption on that and what will be the procedure to avail that ?

Re:I have a home loan in which I am as a co-applicant. The emi amount is paid by me.

Kartik Varma — GMT

Yes, you can claim income tax exemption if you are a co applicant in a housing loan as long as you are also the owner or co owner of the property in question.

If you are only person repaying the home loan in India, you can claim the entire tax benefit for yourself (provided you are an owner or co-owner). you should enter into a simple agreement with the other borrowers stating that you will be repaying the entire loan.

If you are paying part of the home loan emi, you will get tax benefits in the proportion to your share in the loan.

Click here to download free income tax calculator in India

I have a home loan in which I am as a co-applicant. The emi amount is paid by me.

srichandra — GMT

I have a home loan in which i am as a co applicant. the emi amount is paid by me. property is on my fathers name. My father is having no income. He used work as a foreman in a private paper mill. As he has no means of earning income, he is not filling any form 16. Is there any facility like, My father can give an authorisation saying that the property will belong to his children in future and henceforth he can avail the benefit.

Re:I have a home loan in which I am as a co-applicant. The emi amount is paid by me.

benkoloan — GMT

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I have a home loan in which I am as a co-applicant. The emi amount is paid by me.

Anonymous — GMT

[quote=srichandra]I have a home loan in which i am as a co applicant. the emi amount is paid by me. property is on my fathers name. My father is having no income. He used work as a foreman in a private paper mill. As he has no means of earning income, he is not filling any form 16. Is there any facility like, My father can give an authorisation saying that the property will belong to his children in future and henceforth he can avail the benefit.[/quote]

Re:I have a home loan in which I am as a co-applicant. The emi amount is paid by me.

jumbohome07 — GMT

Sorry, But I don’t have any information about this….

I have a home loan in which I am as a co-applicant. The emi amount is paid by me.

Anonymous — GMT

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