http://www.itrust.in/forum/forums/show/1.page JForum - http://www.jforum.net home loan of 50 lacs on a property that I have seen recently.I have an ITR of 6 lacs.How will it be possible for me to get a loan from the bank?Do I require higher ITR? I am self employed.Can anyone help me sanction the loan.I don't mind paying commission or getting required documents made.But I want a SURE loan.Thanks]]> http://www.itrust.in/forum/posts/preList/3822/7061.page http://www.itrust.in/forum/posts/preList/3822/7061.page GMT home loan in HDFC bank. Current ROI is 10%. I am thinking of changing to UNITED BANK OF INDIA. they are offering 8% interest for first yr and 9% for 2 to 4th year.
My outstanding amount is 10L.
Is it worthful to change to UBI, Can anyone give guidance on this regard.]]> http://www.itrust.in/forum/posts/preList/3820/7059.page http://www.itrust.in/forum/posts/preList/3820/7059.page GMT
My sister has purchased a flat before marriage and now after her marriage her husband is not willing to pay the EMI for the same, she is willing to sell the same. I want to puchase the same flat as we are agreing on a less rate then that of the Market price. Please suggest. How do we go about the same.]]> http://www.itrust.in/forum/posts/preList/3798/7009.page http://www.itrust.in/forum/posts/preList/3798/7009.page GMT home loan (say for 10 yr period) is taken and i start paying EMIs regularly, do I have an option to settle my full loan amount including interest at any point of time before the loan period (say at fourth year)? Will i be allowed to avail IT benefits( for the whole amount ) that year?]]> http://www.itrust.in/forum/posts/preList/3787/6990.page http://www.itrust.in/forum/posts/preList/3787/6990.page GMT home loan with my wife. But the hose is registered only in my name. My questions are

1. Can my wife claim claim tax benefit in a self-defined ratio or is there a ratio rule?
2. My house is let out and can we claim the full interest for tax savings
3. Is the principal savings is additional to other 80C savings like LIC. or should the total savings adding LIC home loan principal must be 100000. The house is let out .

Please clarify

Thanks and Regards
Venkat]]> http://www.itrust.in/forum/posts/preList/3757/6674.page http://www.itrust.in/forum/posts/preList/3757/6674.page GMT http://www.itrust.in/forum/posts/preList/3754/6646.page http://www.itrust.in/forum/posts/preList/3754/6646.page GMT
I have a 60 ft by 25ft property in Bangalore. I plan to construct both residence as well as part commercial in the plot. The ratio of Commercial to Residential is 25% to 75%.

Can I go in for a complete Home loan? Few banks are not too sure about this.

Regards,

Karthik D a Confused Soul]]> http://www.itrust.in/forum/posts/preList/3748/6626.page http://www.itrust.in/forum/posts/preList/3748/6626.page GMT http://www.itrust.in/forum/posts/preList/3740/6574.page http://www.itrust.in/forum/posts/preList/3740/6574.page GMT i had taken a home loan on the property where i stay. now, i have enough money ( 12 lacs ) to repay the existing home loan. my question is " should i repay the loan or invest this amount to some where else for better return ?". at present, i come under tax bracket of 20%, enjoying tax benefit of 150000 for loan interest payment.

thanks in advance
binod]]> http://www.itrust.in/forum/posts/preList/3734/6565.page http://www.itrust.in/forum/posts/preList/3734/6565.page GMT I have already taken home loan from ICICI bank on the property where I stay, now I want money for renovation of the same property. Can you please advise me, which loan I should go for and will that get clubed with the existing loan?

Thanks in advance.
Alpana ]]> http://www.itrust.in/forum/posts/preList/3731/6561.page http://www.itrust.in/forum/posts/preList/3731/6561.page GMT Floating home loan in which the effect of change in Interest if any, is considered at the end of the each quarter. Now suppose in between I do a partly prepayment. After this how the Principle/Interest components are changed. I want to know about the Calculation/Formula for the same. I have used MS excel PPMT & IPMT formulas. It gives me the result. But I am not getting the calculation when I do a part prepayment. Anybody's help will be greatful.]]> http://www.itrust.in/forum/posts/preList/3703/6510.page http://www.itrust.in/forum/posts/preList/3703/6510.page GMT Home loan in 2006 and now looking for a balance transfer to different vendor. When I have taken the loan it was in my name. Can I transfer the loan to my husband's name while transferring the loan?]]> http://www.itrust.in/forum/posts/preList/3695/6498.page http://www.itrust.in/forum/posts/preList/3695/6498.page GMT
I have home loan with SBI and i want to know the below terminology they use in their statement

FINE ARR ADJSTMNT
INTEREST DEMAND
PRINCIPAL DEMAND
PART PERIOD INTER

Thanks in advance
Kishore]]> http://www.itrust.in/forum/posts/preList/3690/6478.page http://www.itrust.in/forum/posts/preList/3690/6478.page GMT I am interested to buy property in dlf garden city at Indore. Before deciding i want to know who are the real management.]]> http://www.itrust.in/forum/posts/preList/3675/6413.page http://www.itrust.in/forum/posts/preList/3675/6413.page GMT http://www.itrust.in/forum/posts/preList/3154/5821.page http://www.itrust.in/forum/posts/preList/3154/5821.page GMT