Messages posted by: Ashwathi

Hi,
I would like to buy an independent house or villa in chennai. Can anyone of you explain what are the things to be considered or verified ( in terms of documents, approval and registration) from the seller while buying a house. Also is there any risk factors involved while purchasing from a builder or agent?
Please help me at the earliest.
Thanks in advance.

I think if your house is let out then you can claim tax benefit for both principal and interest. However your house rent amount will come under taxation.
I am not sure of your other questions

Hi
If i have two different sources of income can I pay my home loan showing my both incomes and still have tax benefits? What are the procedures?

I would like to know once a home loan (say for 10 yr period) is taken and i start paying EMIs regularly, do I have an option to settle my full loan amount including interest at any point of time before the loan period (say at fourth year)? Will i be allowed to avail IT benefits( for the whole amount ) that year?

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