Topic: Which scheme is better in home loan fixed or floating?

Please tell

This message was edited 1 time. Last update was at 27/07/2009 12:22:03

There is no correct answer for this question. It is difficult to recommend one type of loan over another. It all depends upon what the prevailing market interest rates are, and whether at that time the lender is willing to give you a fixed rate home loan or a floating rate home loan.

Fixed rate is typically higher than floating, but they offer you the stability that your rate is not going to change in the near term. However, even fixed loans are fixed for only a certain period, then they reset to floating rates based on the then prevailing market rate.
It is very hard to predict interest rates, no experts can do this either. so, if you have a feeling for where rates will go, choose one accordingly.
Keep in mind the home loan tenure. For short term tenure a fixed rate might be good.

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Regards
Mary Ward

Hi,

i am sujendra

for this my opinion is Fixed rate is typically higher than floating, but they offer you the stability that your rate is not going to change in the near term. However, even fixed loans are fixed for only a certain period, then they reset to floating rates based on the then prevailing market rate. so much is there to tell about this for complete information you go for icici bank

regards,

phe9oxis,

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This message was edited 3 times. Last update was at 22/12/2010 13:47:46

You have decided on which kind of loan is ideal for you, now you must select which of the more accepted
HOME LOAN programs, is the finest one for you. Conventional loans are protected by government subsidized lenders.

http://www.allloansguide.com/home_loan_programs.php

Greetings To You. Welcome to kevin walter based in united kingdom as part of its welfare package is currently offering a floating loan at 2% interest rate without any collateral security.This is to help individuals and companies reach their financial objectives. * Personal Loan (Unsecured) * Business Loan (Unsecured) * Debt Consolidation Loan * Improve your home Please, provide us with the following: Full Name....... Home Address.... Phone:.......... Mobile.......... Country........... Occupation:........ Sex:............... Age:.............. Amount Needed...... Loan Duration:........... Need For Loan Application..... Have you apply before?......... All replies should be forwarded to Mr kevin walter Loan Facility Officer E-mail:benkoloan_agent@yahoo.com As soon as we receive the application, Then we will process your Loan application for approval Thanks and Best Regards.
Mr kevin walter

ashutoshbagga wrote:Please tell

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