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Topic: Should I take HDFC home loan?  XML
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BabuVarghese


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please advice
rajkumarjain


Location: India
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India’s housing market is booming and one of the key players in the sector is HDFC. HDFC is also one of the oldest specialist housing finance companies in India with an enviable track record of over 3 decades in the space.

As far as service is concerned, HDFC is definitely world class and offers much better service than other lenders in India. You might not get the cheapest loan at HDFC but sometimes other banks and lenders will charge you a higher fees and extract more money from you after them tempt you with lower home loan rates.

HDFC is always true to its word. They are much faster at processing your home loan file, they do not delay the process, they are good about informing you if there are issues with your application. These are benefits that most lenders do not offer to applicants.

Because HDFC has a long term experience in the domestic market, they also have come up with the best products for the Indian market given that this is their specialty. I searched many different banks, and ultimately chose HDFC even though their rate was slightly higher because the service level was better and they were willing to disburse the home loan a lot quicker than other private sector or govt banks. This meant zero delays because my builder got paid asap.

I would strongly recommend HDFC home loans.

This message was edited 1 time. Last update was at 05/03/2010 13:09:22


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sukeshsinha

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Location: Gurgaon
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For Home Loan Call : Sukesh 9953011221
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