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I am a central government employee and my age is 34 years

This message was edited 1 time. Last update was at 27/07/2009 11:54:40

Please be clear on why you wish to change your home loan provider.
Is it because you want a better interest rate and change in home loan emi?
Is it because of service?
Or, any other reason?

There is usually a pre-payment penalty for the loan, so please understand that you will lose some money when you transfer out of ICICI Bank. additionally, SBI might also charge you a loan processing fee. So, you might end up paying two types of fees during this home loan balance transfer.

Ask both the banks what the fee will be. Maybe you can also ask SBI to cancel the processing fee for transferring your loan to them, this way you might be able to avoid paying these two types of fees.

Make sure that you do the calculations of whether you will really save money with the transfer or not. The last thing you want to do is pay all these hidden charges. Also, practically speaking, you want to make sure that you are not going to add to your headache on the service levels. Understand that SBI’s criteria for emi could be more strict than what you might be used to. So, please check this with SBI and compare with ICICI.

diponkarsingh wrote:I am a central government employee and my age is 34 years

I would like to transfer my home loan ICICI to SBI, Can you do ? if, Yes, what your charges please.

Since SBI is a nationalized bank, always it is good to go with Nationalized bank. Again you need to check your current balance of your home laond principal and calculate the balance EMI and new sum of your new EMI of SBI. And find the profitablity for you.

diponkarsingh wrote:I am a central government employee and my age is 34 years

Anonymous wrote:I would like to transfer my home loan ICICI to SBI, Can you do ? if, Yes, what your charges please.

Before transferring your home loan to one bank to another, you must be cleared about the reasons of transfer. suppose your reason is that your current lender is not giving you the current market rate and you must need to check the interest rate being offered by the bank. Also check for any other upfront or administrative charges that may be charged extra. It is also important that you check the terms and conditions regarding home loan prepayment.

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I want to transfer my home loan from ICICI Bank to SBI please advise me

I want to transfer my home lone from ICICI BANK to HDFC BANK becouse not given TOP UP LOAN and not givin proper reply.

diponkarsingh wrote:I am a central government employee and my age is 34 years

Sir u can transfer ur loan from ICICI bank to SBI.
Visit ur nearest SBI branch. U need to fill apllication form.
submit following documents:- 1 . Address and id proof
2. Latest 3 months salary slips
3. 6 months bank statement of ur salary a/c
4. 1 year bank statement of ur loan a/c
5. foreclosure letter from ICICI bank which will show ur outstanding loan amount
6. List of documents which will also be provided by ICICI bank.

Lalita

IF I WANT TO TRANSFER MY HOME LOAN FROM ICICI BANK TO AXIS BANK FOR THE LOW EMI THEN WHAT IS THE PROCEDURE AS MY OUTSTANDING BALANCE IS RS. 6.5 LACS AND MY CURENT EMI IS 11500 AND WANT TO REDUCE TO LESS THAN 7000. PLS ADVICE OR CALL ME ON MY CELL 9924195661.

This message was edited 1 time. Last update was at 02/02/2012 13:04:22

You can easily transfer your home home loan from ICICI Bank to SBI bank. Get more relevant advice here-
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can i transfer my home loan account from sbi delhi (where i had purchased property ) to sbi mumbai(where i live)

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I have taken Home Loan fro ICICI Bank for Rs 6,50,000/- and i purchased the property at Vizag.Now I want to transfer my loan to SBI and moreover iam having SBI Salary account at Hyderabad and iam working as Accounts Officer in BSNL at Hyderabd. Kindly guide me how to transfer my loan from ICICI to SBI

Narender

Anonymous wrote:I would like to transfer my home loan ICICI to SBI, Can you do ? if, Yes, what your charges please.

Anonymous wrote:I would like to transfer my home loan ICICI to SBI, Can you do ? if, Yes, what your charges please.

This message was edited 1 time. Last update was at 02/02/2012 13:08:21

Well if you are looking forward to restructure your home loan, then, you can easily do that. you just have to pay prepayment to previous lender and processing charge for new home loan sbi.

This message was edited 1 time. Last update was at 02/02/2012 13:07:19

Well if you are looking forward to restructure your home loan, then, you can easily do that. you just have to pay prepayment to previous lender and processing charge for new sbi home loan

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I want to transfer my home loan from lic housing finance to sbi please advice me about process.

diponkarsingh wrote:I am a central government employee and my age is 34 years

please check RBI has removed switch over charges so ther will no charges while transfering the loan from one bank to another

Sir, I am applying for a Home Loan from First Blue Home Finance, is it possible to transfer it from there to SBI after some time say 02 -03 years?

Anonymous wrote:I would like to transfer my home loan ICICI to SBI, Can you do ? if, Yes, what your charges please.

Sir,
I got a housig loan from Axis bank, and iam paying EMI through ECS in city bank. . I want to stop ECS. Can my Co-applicant pay the EMI by post dated cheques?

Can any one suggest if there is any time Minimum Time limit or duration which need to be completed from the source bank to destination bank to transfer the loan ?Loan Availed on Dec2011 and would like to transfer from LIC to sbi due to % of interest.Loan amount approx 25L

Sir,
I got a housing loan from Federal bank limited and now I want to transfer my home loan into State bank of Bikaner & Jaipur, Please suggested me for the above written condition's prosedure..!!

I have taken loan from DHFL, toatal loan amount is 8.65 Lacs , and current EMI Rs.9271/- I want to transfer to the United Bank of India Or SBI, can I do that ? what are the process ? can I get any benefit from this ? Please guide me.

I want to transfer my existing ICICI bank home loan of Rs.13.70 lakhs to SBI can you help as Interest rate at ICICI is very high

Anonymous wrote:

diponkarsingh wrote:I am a central government employee and my age is 34 years

Sir u can transfer ur loan from ICICI bank to SBI.
Visit ur nearest SBI branch. U need to fill apllication form.
submit following documents:- 1 . Address and id proof
2. Latest 3 months salary slips
3. 6 months bank statement of ur salary a/c
4. 1 year bank statement of ur loan a/c
5. foreclosure letter from ICICI bank which will show ur outstanding loan amount
6. List of documents which will also be provided by ICICI bank.

hi ,

i want to transfer my home loan from ICICI to INDIAN or SBI bank. Please let me know the process.

Can I transfer my home loan after six months

NAME:- ASHOK D. KAMHLE,DOS
ADDRESS:- PLOT NO. 361, JIVABA NANA PARK, PUI KHADI, NEW VASHI NAKA, KOLHAPUR:416012
MOBILE NO. 8805342504,7385117606,9326527381.
MY HOME LOAN OF ICICI BANK . BUT NOT INTEREST IN ICICI BANK.PLEASE TRANSFER TO SBI HOME LOAND

I want to transfer my loan from future capital to other bank.

Anonymous wrote:I have taken Home Loan fro ICICI Bank for Rs 6,50,000/- and i purchased the property at Vizag.Now I want to transfer my loan to SBI and moreover iam having SBI Salary account at Hyderabad and iam working as Accounts Officer in BSNL at Hyderabd. Kindly guide me how to transfer my loan from ICICI to SBI

Narender

I want to trasfer my home loan amount Rs 425000 icici bank to sbi bank please advise me

i want to transfer my home loan from icici bank to SBI please advise me

Any minimum emi/year tenure to foreclosure the housing loan by way of take over from DHFL to SBH

hello i want to change home loan from DHFL to SBI kindly suggest

Anonymous wrote:

diponkarsingh wrote:I am a central government employee and my age is 34 years

Sir u can transfer ur loan from ICICI bank to SBI.
Visit ur nearest SBI branch. U need to fill apllication form.
submit following documents:- 1 . Address and id proof
2. Latest 3 months salary slips
3. 6 months bank statement of ur salary a/c
4. 1 year bank statement of ur loan a/c
5. foreclosure letter from ICICI bank which will show ur outstanding loan amount
6. List of documents which will also be provided by ICICI bank.

Lalita

Hello sir/ Medam

i one query how to convert my Icici bank loan in to Sbi bank ?
plz slove to my query

Regards,
sapana

Anonymous wrote:

Anonymous wrote:

diponkarsingh wrote:I am a central government employee and my age is 34 years

Sir u can transfer ur loan from ICICI bank to SBI.
Visit ur nearest SBI branch. U need to fill apllication form.
submit following documents:- 1 . Address and id proof
2. Latest 3 months salary slips
3. 6 months bank statement of ur salary a/c
4. 1 year bank statement of ur loan a/c
5. foreclosure letter from ICICI bank which will show ur outstanding loan amount
6. List of documents which will also be provided by ICICI bank.

Lalita

What is Number 6 i.e. "6. List of documents which will also be provided by ICICI bank."?

I have home loan for under consturction project from LIC Finance of Rs. 43.65 lacs. Till now only 50% have paid by LIC as per demand of the Builder. When i had got the loan sanctioned it is approx 75% of project cost and registration charges.

Now I want to switch over my loan to SBI. My query is this that whether, SBI can give me loan under takeover from LIC HF upto 46 lacs which will be 80% of project cost and registration cost.

If so what formalities, I shall have to do?

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i want to convert my plot loan and constuction loan thereafter from IDBI to SBI. loan amount is Rs.-1361000/=approx. my email is abhimanyuk04@gmail.com

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Hi,

My name is Radhika and i am interested to transfer the loan taken from ICICI to SBI.
Can i do so and if yes what is the doccumentation and the procedure to process the request.

Hi

Radhikaa!

Yes you can transfer your home loan from icici to sbi

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In latest months, birth control has become a topic of heated debate. It began last December having a government decision about a birth control product known as Strategy B. Strategy B, quite often known as the "morning after pill," is meant as an emergency form of contraception. It could possibly prevent pregnancy if taken as much as seventy-two hours after unprotected sex. Ugg Canada

And once the planet phone and other standard phones began being made in smaller sizes, then the international sim cards reduced in size also. All the cards are usually not comparable. Every has been developed in such a way that none will possess the same material or perhaps hold the exact same number even if two sim cards are being provided by the same mobile subscriber. An international sim card is distinctive from a community a single in the sense that it may roam and nevertheless connect to other networks. Sequence of numbers on these cards represents the nation plus the person holding the sim card. A number of the numbers must be longer to get a very simple identification to become made. For example, the initial 3 numerals on the international sim card identify the nation that provided the sim card. Ralph Lauren Jas

JOHN PAITAKES: "In other words, somebody does a crime, what other alternatives do we have other than prison? We've some particularly good electronic monitoring, where either with a bracelet or an anklet we can monitor your geographic area. So instead of going into jail or prison, you can function your job for the duration of the day and after that we expect you to be dwelling for the rest of the evening. You're on the bracelet and, you know, you're confined to your dwelling. But it is not the same as jail and it is certainly a much less expensive alternative." Longchamp Taschen

Individuals that are used to working inside the paper may ought to reconsider a major portion of the items that they had learned. Should you plan to put the advertisement inside a mobile application, its greatest if the advertisement is customized within a way that it would feel as even though the advertisement is aspect of the mobile phone, so that it wouldn't look out of spot in any manner.If 1 is concerned about mobile marketing solutions, 1 is concerned about amusing potential customers. Mobile phones presently are frequently equipped with application stores from which customers can browse and decide on the apps that they call for to accomplish anything, one example is, editing a photo or maybe a video, or adding visual effects. Cuffie Dr Dre

As we noted earlier, bonobos appear like chimpanzees, but they really are a entirely unique species of primates. They're smaller sized than chimps, but what's really unique about them is their behavior.Chimps is often aggressive. They kill monkeys, and oftentimes each other. But bonobos are peaceful. And they oftentimes use sex to settle conflicts. Bonobos can have sex for causes other than producing young. 1 researcher mentioned bonobos use sex nearly like humans use a handshake. Shox TL3

A great deal of people today blame NASA for not possessing a plan or not possessing this and that, but, basically, they've got plenty of plans based that they've worked on based on what they've got been told to do by Congress and diverse Congresses over time." Cheap Gucci Shoes

Control4s My Household for iPad permits permits the controlled management of one's ventilation, heating and air conditioning, lights your stereo and security arrangement. This app prides itself on the capability to connect together with the companys 4sight remote monitoring mechanism. This can be utilized to handle your home from wherever you will be.Meridian Sooloos iPad app permits you to become in command of one's Sooloos music server to surf, handle and play sound in various regions and about your home. Meridian owners also get the privilege to manipulate their DSP loud speakers and surround pitch processors straight from the iPad. Cinturones Hermes

Right now many of us know him for his "Yogi-isms" -- statements like "It ain't over till it really is over" and "You can observe quite a bit by watching." But as a player he may very well be remembered most effective for catching a perfect game in Yankee Stadium during the nineteen fifty-six Globe Series. He jumped into the arms of pitcher Don Larsen to celebrate the no-hitter.An area of the outfield at Yankee Stadium is generally known as Monument Park. One can find stone monuments and plaques honoring players and team officials. Cheap Supra Skytop

Different states have different requirements for offering sex education or "family life education" in public schools. Lisa grew up in a relatively conservative city in Colorado. Her teachers had been not required to discuss contraception. Instead, she says they talked a lot in regards to the importance of not having sex until marriage.But Lisa says in popular culture, girls are more often than not told they should go on birth control pills for reasons other than preventing pregnancy. Louis Vuitton GÃ¼rtel

Almost twenty % with the land on Martha's Vineyard is protected from development. There can be other wildlife areas to explore. A flat-topped boat known as the On-Time Ferry requires men and women and cars to a nearby modest island, Chappaquiddick. Pandora Jewelry

Plenty of Americans wanted Lincoln to zero cost the many slaves. Lincoln opposed slavery. But he required the continued loyalty of those border states, like Maryland and Kentucky, or threat losing the Civil War.The sixteenth president looks again at what he has written. Lincoln feels that what he is executing will give the war work new which means. He feels that in time it will result in the finish of slavery within the United states. Fake Louboutin

He says the river levels have to be carefully watched, specially considering the fact that they're expected to have reduce. Government authorities along with the sector are starting to co-operate to have essentially the most information and facts potential. Nike Heel Trainers

Liuxiang made a perfect fly within the olympic games in 2004, and won not only the gold metal but also the respect within the planet! His fly knocked each of the suspicions and discriminations down completely! It can be so perfect! I never ever expect to run so rapidly! Oh it's a dream to me, and it seems I am still within a dream!", he mentioned! However it is just correct, and it's himself who made the dream into truth! Xiuxiang, our hero, has been regarded as a flying man all from the planet!A guide dog is a dog specially trained to guide a blind individual. Dogs chosen for such training will need to show fine disposition, intelligence, physical fitness and sense of responsibility. Nike Blazer Low Vintage

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