Topic: Types of Health Insurance......

There are mainly three types of Health Insurance covers:

1.Group insurance : Group medical insurance offers insurance cover to a group with a common trait – it may be employees of a company, members of a club or an association or members of a co-operative society etc. Many employers now provide medical insurance as a perquisite to their employees.

2.Individual Mediclaim : This is the simplest form of health insurance policy & caters to the specific needs of an individual. It covers the hospitalization expenses for an individual for up to the sum assured limit. The insurance premium is dependent on the sum assured value.

3.Family Floater Policies : These policies are enhanced version of the mediclaim policy. A floater is a unique plan wherein the value of sum insured opted can be used by all the members of the family i.e each opted family member comes under the policy. The premium for family floater plans is typically less than that for separate insurance cover for each family member. Family floater makes sense for a family because each one in family gets a big cover.

I really like your posted information and I want to tell you that these kinds of plans have broader ranges of services which include both inpatient and outpatient. Mostly in this category, the benefits you can get are cover in hospital stays, emergency treatment, x-rays, medicine, surgeries, laboratory test, and mental health services. This kind of health insurance have higher premium rate.

Health insurance is one of the most expensive insurance because it deals with people's health. One of the reasons why it is expensive because Medicines, Hospitalization, medical bills, and doctor fee comes at a high price.People today want to get health insurance but they can't afford it. People know how important health is, for if you have good health you could do everything. So when people buy one people want to get the best health insurance for them and their family.But before getting one you need to know something about health coverage options. There are some different types of health insurance plan.Traditional Insurance. This is the most flexible type of health insurance plan in this plan you could choose any doctor you want to see without the approval of a primary physician. But there are also some restrictions, like you need to get the approval of the company before checking into a hospital, except if it is really is an emergency.

Health Insurance has become the necessary part of our lives. As far as Group health insurance is concerned,
It consists of various health benefits and available from good health insurance providers. Many large companies are really thinking about their employees and helping them by providing best medical care and other benefits too. Employees are main asset to company and its necessary to keep them tension free about medical expenses in case of illness and accidents. [URL=http://www.maxbupa.com/ForYourBusiness.aspx
]Employee health insurance[/URL] let them feel stress free and contributes in enhancing productivity of a Business by caring its employees in a great way.

This message was edited 1 time. Last update was at 14/01/2011 21:15:19

Health Insurance has become the necessary part of our lives. As far as Group health insurance is concerned, It consists of various health benefits and available from good health insurance providers. Many large companies are really thinking about their employees and helping them by providing best medical care and other benefits too. Employees are main asset to company and its necessary to keep them tension free about medical expenses in case of illness and accidents. Employee health insurance let them feel stress free and contributes in enhancing productivity of a Business by caring its employees in a great way.

There are so many types of the Health Insurance.

1) Free for service.
2) Prefered Provider organizations.
3) Traditional health Insurance.
4) Managed care.

These all are in the different Categories.

There are so many types of Health Insurance with the different different Facilities.

1) Family Floater Insurance.
2) Free for service.
3) Traditional health Insurance.
4) Parental Health Insurance.
5) Mediclaim Policy.

1) Family Floater Insurance.
2) Free for service.
3) Traditional health Insurance.
4) Parental Health Insurance.
5) Mediclaim Policy.

Yes, and then there is medicare supplement insurance too, for seniors. There sure are a lot of different types.

Individuals and families need to choose an insurance plan best suited to their needs and budgets. Primary thing that you have is the comprehensive health insurance. As per my knowledge, there are two types of health insurance Plans: One being Fee for Service health Insurance, and the other Managed Care Health Insurance.

There are so many Health Insurance planes some of them are as follows.

1) Preferred Provider organisations.
2) Traditional health Insurance.
3) Family Insurance.
4) Parental Health Insurance.
5) Mediclaim Policy.

Traditional indemnity plans, which are now often called fee-for-service plans;
* Preferred Provider Organizations;
* Point-Of-Service plans;
* Health Maintenance Organizations.
This are the best plan of the health insurance it is required to get support in disease or any unfortunate things.

This message was edited 1 time. Last update was at 18/01/2012 23:43:32

looking for same

If you want to buy mediclaim policy with LIC pls contact me .

Regards
Jay
D.O
Banagalore

This message was edited 2 times. Last update was at 19/01/2012 00:54:43

There are 3 main types of health insurance plans in india -

1. Individual Health Insurance
2. Family Health Insurance
3. Extracare – For Individuals & Family

There may be several plans available but they are different from company to company. Every plan has its own set of benefit one should opt for the one that best suits their needs. i have opted for Bajaj Allianz health insurance family floater plan which covers pre and post hospitalization expenses and also ambulance charges in case of an emergency

To avoid big confusions the Health insurance can be broken down into two broad categories:
Traditional and Managed care. Within those categories, there are four basic types of plans:
* Traditional indemnity plans, which are now often called fee-for-service plans;
* PPO, or Preferred Provider Organizations;
* POS, or Point-Of-Service plans;
* and HMOs, or Health Maintenance Organizations.

Thank you for such a great information. Insurance policies are for retired persons are also very beneficiary sometimes.

Fields marked * are mandatory
Got a question?
Just fill in the following:
Name*		E-Mail*
Phone No.*		City
Message (up to 1000 characters)