Topic: Pls suggest a best Insurance policy for my aged parents.

Hi,

Can someone suggest me a best Health Insurance policy for my parents aged 50(Mother), 57(Father). They both have high blood pressure and my father has Sugar complaint also. I would like to take a policy which covers all kinds of diseases/surgeries//illness treatments with minimal conditions applying.

Please do suggest me the best.

Thanks in advance.

dear friend

pl take policy of nantional/oriental {thease two company puc}if u need help pl call me on 09004615672
shahaji patil

This message was edited 2 times. Last update was at 29/04/2011 14:04:47

You can buy health insurance policy for your parents as most health insurance providers offer policies for senior citizens. One of the leading health insurance providers is Max Bupa which provides health insurance plans with assured plan renewability and any age enrollment with other comprehensive benefits. As far as previous health problems of your patents are concerned, it might come under pre-existing disease clause and might have to undergo some medical tests before insurance approval.

Call Unnikrishnan Nair, Senior Health Counsellor, Max Bupa Health Insurance Co.Ltd.
Mob: 09013627301/09716378289

For your aged parents, senior citizen health insurance will be the best suited option to be chosen. in this way, your parents can afford the health insurance as it is available at nominal costs.

This message was edited 1 time. Last update was at 18/12/2011 14:17:39

Go for Royal Sundarm

You parents could well be within the age-bracket of getting insured by some medical health insurance providers in India. But you'd have to check the eligibility criteria of the insurer. Bajaj Allianz is one such insurance company which provides health insurance plans for dependent parents (up to 50 years) at affordable premiums. You can check with them and get an online quote. They also provide an option of availing tax benefits under section 80D with the insurance policy.

Hello this is Ganesh from mumbai,
My family details:
Me (32), Wife (27), Father (62), Mother (57), father in low (59), mother in low (56). we are covered one mediclaim ploicy. only i m pay yearly 8000/-. & sum assured is unlimited for all person. year 2011 my father was hospitalized 6 times in same year & he is nemonia patient. 6 times total bill is Rs. 3,42,700/- given amount is claimed. so thanks my mediclaim policy. contact no 9222285221

rohantripathi wrote:You parents could well be within the age-bracket of getting insured by some medical health insurance providers in India. But you'd have to check the eligibility criteria of the insurer. Bajaj Allianz is one such insurance company which provides health insurance plans for dependent parents (up to 50 years) at affordable premiums. You can check with them and get an online quote. They also provide an option of availing tax benefits under section 80D with the insurance policy.

Not sure about your insurance provider. But there are very few health insurance providers who offers health plans for Sr citizen at maximum age limit. This reminds of Max Bupa which offers health insurance policies for the complete society under all age group. There is no age limit in any of the plan with tax benefits under 80C. Policies are been rationalized in such way that it meets all common health requirements of an Indian family. Hope you get my point. Good luck bro..

Subhro@Kolkata
Dear Sir,
1)Star Health & Allied Insurance co. is offering A Senior Citizen policy with a fixed reasonable premium and life-time renewal.
No medical test required(only declaration) and pre-exsisting diseases cover from 2nd year(50% co-pay).
2) ICICI-Lombard also offers senior citizen policy on floater basis with fixed premium where orthopadic,dental & other OPD expenses are covered. No limitation(except cataract 20K per eye) and pre-exsisting diseases cover from 3rd year.
Thanks....more detail call: 9038830038

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