Topic: Medical Insurance spouse + 2 chirdern eldest member age 50 years

Please advice

Instead of taking Individual Mediclaim policy, ther is a Family Floater policy offered by some of the companies.
The premium depends upon
the highest age of the family member,
size of the family( no. of adults, no. of child),
the cover you want to opt and
the comapny you have selected.

In star policy cover of 2 lac, 3lac, 4 lac, 5 lac available
Taking the highest member age is 50 years, for 2 adult + 2child the premium cover for 2 lac is 6450, 3lac is 8400,4 lac is 11870 and 5 lac is 13210. service tax 12,36% etc.

Your family’s health needs always arrive unannounced.
Let it be your spouse or children, hospitalization can happen at different times and the extent of health needs always vary.
Definitely all this can put you to undue stress and financial strain. Not anymore! For now Family Health Optima policy that optimizes your resources to meet every kind of health emergencies. What’s more, it’s a single premium policy that covers your entire family’s health needs, which means no more multiple premiums and multiplied worries only peace of mind.

Promoting Health, Protecting Health. Medical 24 hour helpline. Cashless hospitalisation facility.Free general physician advice. Unlimited free out patient consultation for a small premium.No medical examination up to 50 years. examination cost borne by the company. Faster disbursement of claims. No TPA.Large network of over 2800 hospitals across India. Over 200 hospitals in Chennai. . Health consultation through Tele and Video conference

This message was edited 1 time. Last update was at 05/02/2012 15:06:07

Buy Max Bupa

This message was edited 1 time. Last update was at 05/02/2012 15:45:34

Yes, I do agree that family floater plan would be more suitable as compare to individual mediclaim policy. It will cover your whole family with additional benefits. I guess Bajaj Allianz Family Floater Health Guard may be suitable for your family health insurance needs. You can avail many plans in family floater, but it depends on how much amount you want to insure for premium annually.

Check all available plans and corresponding annual premium in family floater before you buy health insurance plan from Bajaj Allianz

visit: http://www.bajajallianz.com/Corp/health/health-family-floater.jsp

I guess this health insurance plan will be suitable for your family health needs.

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