Topic: I wish to purchase a mediclaim policy for my parents

Father aged 60 yrs and mother aged 55 yrs

If they take Individually Rs 3000 premium, 2447 premium for 1 lac cover and rs 4200, rs 3400 for 2 lac over. service tax 12.36% etc.
But I suggest you to take family Floater policy for 2lac and above. For 2 lac cover , premium is 6400. service tax 12.36% etc.
So that Who ever needs the claim can utilise the limit up to 2 lac. policy cover AVAILABLE for 2lac, 3lac, 4 lac, 5lac.
You have to submit application, two passport size photo and payment by cheque. ( Since payment by cheque only, it benefit will be available.).For prents you can propose and get it benefits also, if you desire.
. yOUR PARENTS HAS TO UNDERGO MEDICAL TEST. After accepting the proposal form,cheque they will isssue a letter informting to undergo medical test, and mentioning where you can take medical test.Cost will be born by the company. After receiving the medical reports from them, the policy will be completed and sent to you.
This premium is given for the star health insurance. Premium may vary depending upon the company you chose.

Your family’s health needs always arrive unannounced.
Hospitalization can happen at different times and the extent of health needs always vary.
Definitely all this can put you to undue stress and financial strain. Not anymore! For now Family Health Optima policy that optimizes your resources to meet every kind of health emergencies. What’s more, it’s a single premium policy that covers your entire family’s health needs, which means no more multiple premiums and multiplied worries only peace of mind.

Promoting Health, Protecting Health. Medical 24 hour helpline. Cashless hospitalisation facility.Free general physician advice. Unlimited free out patient consultation for a small premium.No medical examination up to 50 years. examination cost borne by the company. Faster disbursement of claims. No TPA.Large network of over 2800 hospitals across India. Over 200 hospitals in Chennai. Health consultation through Tele and Video conference.

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