Topic: I need a family policy for 4 members age as follow male 42 female 39 male 15 female 10

Please help

First I wish to congratulate to you for giving the age of all the persons and seeking advice.

Instead of taking Individual Mediclaim policy, there is a Family Floater policy offered by some of the companies.
The premium depends upon
the highest age of the family member,
size of the family ( no. of adults, no. of child),
the cover you want to opt and
the company you have selected.

In star Health Insurance policy cover of 1 lac,2 lac, 3lac, 4 lac, 5 lac available.
For the highest age of the family member 42 years, for 2 adult + 2 child,
the premium for a cover for 1 lac is 2025, for 2 lac is 3455, for 3 lac is 4310, 4 lac is 5645 and for 5 lac is 6875. Service tax 12.36% etc.

Your family’s health needs always arrive unannounced.
Let it be your spouse or children, hospitalization can happen at different times and the extent of health needs always vary.
Definitely all this can put you to undue stress and financial strain. Not anymore! For now Family Health Optima policy that optimizes your resources to meet every kind of health emergencies. What’s more, it’s a single premium policy that covers your entire family’s health needs, which means no more multiple premiums and multiplied worries only peace of mind.

Promoting Health, Protecting Health. Medical 24 hour helpline. Cashless hospitalisation facility.Free general physician advice. Unlimited free out patient consultation for a small premium.No medical examination up to 50 years. For persons above age 50, medical test is required and the medical examination cost borne by the company. Faster disbursement of claims. No TPA.Large network of over 2800 hospitals across India. Over 200 hospitals in Chennai. . Health consultation through Tele and Video conference.

You have to submit your application for, passport size photo of all, payment by cheque.
When a family member is ill, it is a traumatic time for the rest of the family. Star Health provides Family Health Optima to protect all members of a family from financial setbacks in theevent of a serious illness. The coverage is applicable equally to all members of the family.

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