Topic: I am looking for an mediclaim or health insurance policy

For my family including my parents( father 56 yrs mother 52 yrs).mother is having diabetes and kidney problem.

I would suggest you to opt for the family health insurance plan from Max Bupa. One of the plan which completely suits your requirement is the Heartbeat Family First plan from Max Bupa. Age is never an issue at Max Bupa, there is no age limit in any of the plan. With respect to the existing problems, they will get covered after 3 month of plan activation. Got the same plan from Max Bupa for my family, and believe me they really got a good service.
http://www.maxbupa.com/ForYouYourFamily/Heartbeat/FamilyFirst.aspx

Looking at your requirement you could go for Royal Sundaram's family medical insurance coverage. Their plans offer comprehensive health plans with medical cover to the insured and their family, including dependent parents. You can check additional criteria's with them.

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