Topic: Family floater plan

Hi,

I would like to take a family floater Health plan for my family for father aged 52,mother 46,me 26 and brother 24.
Please suggest a relevant which has maximum extendible age limit and better facilities. Also I would like to know if there are any government provided mediclaim policies?

hi satyanarana,

Family health plan is not available for your query. Because the parents can take the polcy for childres , who are below age of 23 years.You and brother r above 23 years. So take a plan for mother and father. you and your brother can go individual plans by paying prem i um separately.

regards

Tejeswar
9652977975

This message was edited 1 time. Last update was at 29/12/2009 13:11:05

hi,
Tejeswar has given very good suggestion. you can go for it.
other way can be take one health insurance policy for father and mother and two individual policy for your brother and yourself. As you are quite young individual policy will not cost you high. for any assistance you can call me.

Thanks and regards

Dhananjay

Health Insurane

Premium yearly
2500/- for 1 member (self)
4500/- for 4 member (Self, parents or self, wife & children)
5500/- for 6 member (Selif, Parents, wife & children)
6500/- for 8 member (Selif, Parents, wife, children & Spouse parents)

All pre-existing disease will cover
Age limit 80 years
no sum assured

HAPPY NEW YEAR 2010

Contact :
Mr. Ganesh Nadar - 9987585386

This message was edited 1 time. Last update was at 29/01/2012 16:41:14

Good to have health insurance

Hence Individual Health Insurance when extended for the entire family is called a Family Floater Plan. Thus, for the entire family the best insurance solution.

Looking at your requirements, I would suggest you to go for family health insurance policy which would provide coverage to your family at nominal premium payment cost. You may search and get family health insurance quotes online from various health insurance providers and then accordingly choose the policy which fulfills your health-care requirements.

I have purchased a health insurance plan from Bajaj Allianz called Family Floater Health Guard. I am pretty satisfied with the offerings which includes 'no age restriction for enrollment.' I would recommend you the same.

You Can Buy Healh Insurance & get tax benefit on the premium paid under section 80D of the Income Tax Act
Sum insured in floater policy is shared across family members.
It is less expensive than Individual Policy.
Floater policy is good for young family with low health risk.
You can buy Comprehensive health insurance policy that covers you, your spouse and 3 dependent children up to the age of 25 years.

Family floater can only be purchased/claimed by the parents rather than their children.

Family Floater Health Insurance Plans
A single policy that secures the hospitalisation expenses of your entire family excluding dependent Parents. The floater health plan covers your entire family under one policy with one sum insured and one premium.

Eligibility

1 Dependent Parents or in-laws can not be covered in this policy.
to get one plan you should compare plans of different companies.
2 Parents can cover children up to 25 years old in this policy.

3 The insured needs to be between 3 Months - 76 years of age

4 Age is calculated as on the date the policy is issued ( It will be age completed on last birthday)

I think Bajaj Alianz is offering a plan you are looking for.

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