In theory there are no drawbacks. But if you are one who prefers to be safe than sorry, it's good to go thru paper work, specially in matters on insurance.
Online health policy not requiring pre acceptance medical test and within certain age group can be bought from respective insurers website. On comparison websites you can search for premium and features and leave your details. The representative will then call you and help you purchase a health policy.
Hi
The best option according to me is to buy health insurance online. When you buy medical coverage online you can go through each policy feature carefully. Also you have an option to compare health plans of same health insurance provider as well as different health insurance provider and then accordingly select the policy best suited for you. Also you may save time and purchase policy from the convenience of your home.
Now a days there are many companies who provide online health insurance. I would suggest you to go with Max Bupa, as it is one of the leading providers in health insurance in India, they have various facility like cashless facility across network hospitals, annual health check-ups etc. Many of my friends have taken family insurance and next would be me.
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