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I have Rs 1 Lakh rupees. How to invest it for leading a happy life in the future? I do not want to take risks My salary is Rs 3 Lakhs and my age is 54 years.

At your age, I would recommend a stable and conservative investment plan for you. First of all, ensure that you have sufficient liquidity for an emergency. Therefore, use Rs. 20,000 for cash savings in a bank account. You could consider putting this into a liquid mutual fund. Currently, these are offering about 10% interest rate per annum.

Next, I would recommend that you put Rs 40,000 in a post office savings scheme like a national savings certificate. You can get an annual interest rate of about 8%. However, this will tie up your money for 6 years.

Finally, for capital appreciation, you can consider investing the remaining Rs 40,000 in a balanced mutual fund that will be diversified and stable. for example, you might want to consider the HDFC Prudence Fund, which has been a top performing balanced fund for the last 7-8 years.

As an aside, i would also like to suggest that you think about some health insurance or mediclaim policy if you do not already have a health plan. at your age, I wish you a happy life, but just be ready for any negative situation.

If this is hard earned money, then do not risk it any speculative area related to equity.

Invest in a guaranteed return secure product. If you wish to know the options, you can mail me.

Hi I am a housewife and me and my husband had decided to buy a house so that we had to pay 20% to the builder so that we took personal loan of 2,00,000 with 14% rate but for some reason that deal could not happened so we decided to cancel buying house but now I do not understand what to do? Because that builder will return us only 190000, 10000 will be deducted and our rate is also getting deducted. I do not understand what we have to do with that money and how to overcome with this problem? how to rebuild our loss because we did not get anything but we loosing our money unnecessarily, if you have an better option please tell me so whichever money we lost we should get it back.

my age is 22 years ,i have 60000 rupees and i want to invest them to earn more money risk should be limited ,i dont have any knowledge about share market ,plz suggest me something for 5 months

UK based Shopping community LYONESS is expanding in India , A company with global presence is offering oppertunity for taking Business partnership of the company and looking for people with entrepreneural spirit to become business parners, The investment is 175000 rupees ( all inclusive ) , the business has a very huge income potential all over India , people interested can contact +91-9611757941 to become business partners
contact +91-9611757941 or mail me naveee201289@yahoo.co.in
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UK based Shopping community LYONESS is expanding in India , A company with global presence is offering oppertunity for taking Business partnership of the company and looking for people with entrepreneural spirit to become business parners, The investment is 175000 rupees ( all inclusive ) , the business has a very huge income potential all over India , people interested can contact +91-9611757941 to become business partners
contact +91-9611757941 or mail me naveee201289@yahoo.co.in
join lyoness now in Inida and be sucessful
regards

my age is 40 ihave one lac rupes where can i invest this mone

my age is 24. I wants any investment of rs 1lac please give me the good suggetion thanks

Directly dont dive in to the share market... Instead better you invest in mutual fund so that comparitively the risk is less... Do a research for some time.. learn about the market.. keep following up with the market.. then only invest...

Vishy
+91-789-32-777-55

Hi, I am Basavaraj Sheshadri
My dad is heart patient
he need open heart surgery that cost about 1,50,000/- rupees some one help me

i will repay it in 6 months

please help me
my mail ID : basavaraj911@gmail.com

bhushy555 wrote:If this is hard earned money, then do not risk it any speculative area related to equity.

Invest in a guaranteed return secure product. If you wish to know the options, you can mail me.

CONTACT 09447390304 SUNILGEORGE

sunilgeorge777@gmail.com 09447390304

Why don't you some research work and find the way to invest your money. I think that would be most suitable thing to do instead of asking people. It can make you more confuse in decision making. That is what i think may be you can get some better way from here.

I am working in abroad as bar captain. My salary and service charge going to my sbi dollars account maldives, I am sending rupees 50000 to 90000 per month to sbi savings account. My age is 34. Where should I invest my money for save my future. Is it my income is taxable? I can work 2 years in abroad as per my job contract says. My email address psantra@yahoo.com

i have one lakh rupees and i want to spend it,but how? please help?

HI im hardik patel
give mi 1 lakh
im give you 15000 rs par month are you interested my plan so contec mi
This is my mail id
patel0154@gmail.com
+918674040067

Absolutely love is usually weak at just commence, but it evolves sturdier as they age if it's accordingly fertilized.
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It may look very strange when everyone is advocating Mutual Fund Sip for long term, what is the necessity for this debate on ‘Is Mutual Fund SIP for Short term or long term?’.

http://www.holisticinvestment.in/mutualfund-sip

Regards
Ramalingam K, MBA, CFP,
Director and Chief Financial Planner,
Holistic Investment Planners
“Best Performing Financial Advisor Award” Winners from CNBC TV18
www.holisticinvestment.in

i am from pak.plz help me to invest 1 lakh

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