Topic: Best retirement plan in India - How to choose one

please advise

there are more tahn 100 plans in india.
difficult to choose.
i can only assist if you believe in secure planning.
you can email me if you wish to discuss details.

There are so many option for retirement income. Different insurance companies as well as postal office are providing pension plan. Every plan has different features and every client has different need so accordingly you have to choose right product for you. One thing you should always keep in mind while choosing the retirement product i.e 1. Transferring your maturity amount or fund value to any of your choice annuity plan at the time of retirement. (Open market option) 2. Choice of withdrawal lumpsum or 30% of fund value according to your wish.

Hi Everyone,
As you guys have discussed there are a lot of retirement plans available. I have come across this great online tool on the internet, I thought it would be of your help www.simpleinsurance.co.in

Thanks
Ashish

how can i judge best pension plan of india for private employee

Just choose the plan with high return & min premium with other benifits.

best retirement plan

Anonymous wrote:how can i judge best pension plan of india for private employee

my retirement is about 6yrs away. i am interested in planning for this. my aim is to have a sufficient monthly income to take care of retired life. please advise me suitably.
regards
gumaste

Many of the prescribed annuity offers guaranteed income plus tax advantages.While choosing a retirement plan,it is important to plan ahead if you want to maintain your standard of living during that time. Investing in tax-deferred savings plans and investing in other sources can help you get to a comfortable level for retirement. Determine your current situation.Whenever possible, it usually makes sense for the bond investments to be in a tax-deferred account, so that you can avoid paying taxes on the interest earned until you withdraw the income during retirement.IRA can be another good retirement plan option.Obtain the current value of regular accounts, IRAs, and company tax-deferred savings plans. Get an estimate of any company pension plan. Estimate your future Social Security benefits.

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bhushans wrote:there are more tahn 100 plans in india.
difficult to choose.
i can only assist if you believe in secure planning.
you can email me if you wish to discuss details.

Anonymous wrote:Just choose the plan with high return & min premium with other benifits.

I have quit from my company after 6 years of service and have chosen to withdraw my PF amount. However I want to invest that amount ONLY in some pension scheme which is useful post my retirement.
Could anyone suggest any reliable, secure, and fruitful pension plan with one time premium?
Kindly consider that I donot want to invest this amount in ULIPs, MFs or stocks.

OommenJohn wrote:f you need help in Financial planning? you can call to free helpline at +91-9341720098. Genuine help, no selling of any product, you need to directly contact your bank/broker. Not a agent of any company. Just a free service for financial suggestion. Well qualified and certified experienced help. Leave a message if number is busy so time is given to you for callback. For India region ONLY. Thanks, Ashish. +91-9341720098.

f you need help in Financial planning? you can call to free helpline at +91-9341720098. Genuine help, no selling of any product, you need to directly contact your bank/broker. Not a agent of any company. Just a free service for financial suggestion. Well qualified and certified experienced help. Leave a message if number is busy so time is given to you for callback. For India region ONLY. Thanks, Ashish. +91-9341720098.

Hai
My date of birth is 25/12/1981. I ready to invest RS 6000 pm. I need pension Rs 15,000 pm after 15 years, Please sent me the detail with calculation in my e-mail.id sohansinghrawat962@gmail.com

Hi!
My date of birth is 06.03.1962. I can invest @ Rs 50000/- per year presently. I need a pension of Rs 10000+ after my 60th birthday. Please let me know the details of suitable pension plan with all the calculations in my e-mail i.d debasisroy61@yahoo.com

OommenJohn wrote:please advise

OommenJohn wrote:please advise

my age is 41. i would like to know the best pension plan.

I wish to invest Rs. Ten Thousand per annum. Which is the best pension for me. Please advise me and help me and suggest me in my E-mail add ress as early as possible: sohansinghrawat962@gmail.com

Anonymous wrote:my retirement is about 6yrs away. i am interested in planning for this. my aim is to have a sufficient monthly income to take care of retired life. please advise me suitably.
regards
gumaste

I want to know that how much one have to invest for his or her future retirement plans keeping in mind the rate of inflation in the market for coming years
Financial planning advisor

Hi,

My name is Arun. My age is 30 and my monthly income is Rs. 30000. I need Rs. 20,000 as pension from age 55. Please send me the best pension plan to my email arunprabhu_eee@yahoo.com

OommenJohn wrote:please advise

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I think LIC has best retirement plans as compared to the other Insurance companies. It has been most trusted in insurance sector as it majorly invests in debt fund i. e., under government sector. There are lot of Retirement plans of various companies, we can choose plan as per our financial requirement at vesting, investment amount and our trust on that particular company.

This message was edited 1 time. Last update was at 18/01/2012 23:37:44

hmmm looking for same

This message was edited 1 time. Last update was at 18/01/2012 23:38:18

hmmm looking for same

Don’t put off today what you can’t afford to do tomorrow. In spite of the world wide pension crisis and a growing acceptance that we must plan and save for our retirement, the harsh reality is we are actually not saving enough. Research reports reveal that only 15% of the individuals are saving sufficiently for their retired life. Here are a few tips on things to do before you retire so that your retired life is more comfortable and enjoyable.

http://holisticinvestment.in/before-retire

Regards,
RAMALINGAM K. MBA, CFP,
CHIEF FINANCIAL PLANNER,
HOLISTIC INVESTMENT PLANNER PRIVATE LIMITED.
www.holisticinvestment .in

My name is Raghu. My age is 34 and my monthly income is Rs. 50000. I need Rs. 20,000 as pension from age 55. Please send me the best pension plan with details to my email raghu.sp77@gmail.com

OommenJohn wrote:please advise

I am a beginner trying to understand how this system works. I have some basic questions. Hope to get some answers.

First and obvious question to ones mind is how dos one know the company will be in business after 2 decades ? What happens to investment if the company dies ?
Second question is, when NSC is giving gurranted 8.75% return, and one can invest without any cost, is there any pension fund which is gurranted and offer return which equals or more then it ?
Third question is in last 10 yrs or so, did any company die or gave return mor then NSC ? How many gave less ?
Jiten, Delhi.

After crossing 50, by adopting progressive lifestyle changes and also following suggestions given in <a title="Enjoy After 50" href="http://enjoyafter50.com/">Enjoy After 50</a>, you can expect to live at least another 40 to 50 years. Having a regular and dependable source of funds is essential at this stage to cater for day to day expenditure and also to provide for unforeseen expenditure on medical and other emergencies during this long period. Hence it would be prudent to have a plan to manage your finances and goals. Here are some <a title="TIPS" href="http://enjoyafter50.com/index.php/enjoy-wealth-investments">TIPS</a> <-Click here

After crossing 50, by adopting progressive lifestyle changes and also following suggestions given in Enjoy After 50, you can expect to live at least another 40 to 50 years. Having a regular and dependable source of funds is essential at this stage to cater for day to day expenditure and also to provide for unforeseen expenditure on medical and other emergencies during this long period. Hence it would be prudent to have a plan to manage your finances and goals. Here are some TIPS <-Click here

Ramalingam K wrote:Don’t put off today what you can’t afford to do tomorrow. In spite of the world wide pension crisis and a growing acceptance that we must plan and save for our retirement, the harsh reality is we are actually not saving enough. Research reports reveal that only 15% of the individuals are saving sufficiently for their retired life. Here are a few tips on things to do before you retire so that your retired life is more comfortable and enjoyable.

http://holisticinvestment.in/before-retire

Regards,
RAMALINGAM K. MBA, CFP,
CHIEF FINANCIAL PLANNER,
HOLISTIC INVESTMENT PLANNER PRIVATE LIMITED.
www.holisticinvestment .in

Yes, there are plenty of retirement plans available in the market. All you have to do is choose one that fits your needs and budget the bets. This plan helps you to maintain your lifestyle after retirement. Bajaj Allianz has such pension plans that offer unique benefits like –
1. Guaranteed addition of 5% to your accumulated pension fund after 15 years
2. PPFA will be available on vesting of a policy and your contribution will be credited to that account.
3. Annuity payable for Life and many more. Check out their website for the pension plans and create regular stream of income after retirement.

I am 31 yr old dob16/0801980 wish to retire in next 20 yrs with a monthly pension of 25000 inr. Per month. Please advice best pension plan n premium payable

I think you should seek advice from some economical consultant for this!!! They will have some better understanding about the different pension Programs. According to the exclusions of yours per month retirements. I individual recommendations will be to shell out cash in the Good Resources, ULIP centered pension living plans. If you want to shell out some cash in ULIP centered pension living plans, you can press on the hyperlink to get a verdict of different pension living plans.

hi
my dob is 27/04/1980 i am ready to invest around 5000/month.after 15 years i will get around 12000/month any scheme is there reply me my email id is dsenapathy30 @gmail.com

thanking you

hello every ione

i would appreciate if any know of any good retirements plans or pension plan.

thank you

Retirement plans are usually not worth of buying sometimes.

I wish to invest Rs. 10,000/- to 12,000/- per annum. Which is the best pension plan for me. Please advise me and help me and suggest me in my E-mail add ress as early as possible: ajaydhirhsp@yahoo.com

my date of birth is June 1978,

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