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5 Vital Tips on Home Loans


  1. To increase your loan eligibility, combine your income with that of your spouse, children or parents
  2. Always negotiate - the first home loan interest rate quoted is never the final rate
  3. Before paying the loan processing fee request lender for preliminary check on the property 
  4. Buy Loan Protector Life Insurance - ensure your family can use the house if you are not alive 
  5. Immediate disbursement get best rates – talk to home loan providers when you are close to finalizing your property

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Comments
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Andrew said :
02/08/2011 		Thank you very much for the article
Allmortgaegbanks said :
03/08/2010 		For the current mortgage, you should be able to get the following information from the bank: - the outstanding balance or ringgit amount left on the mortgage; - the remaining number of years on the mortgage; and - the interest rate on the loan.
Yatin Mehta said :
12/03/2010 		You can always take it as long as you are paying installlments
narender negi said :
11/03/2010 		I had taken a home loan of RS 21lakhs almost 5 years back but have not opted for home protector insurance then. Can i do it now?