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5 Vital Tips on Home Loans

1. To increase your loan eligibility, combine your income with that of your spouse, children or parents
2. Always negotiate - the first home loan interest rate quoted is never the final rate
3. Before paying the loan processing fee request lender for preliminary check on the property 
4. Buy Loan Protector Life Insurance - ensure your family can use the house if you are not alive 
5. Immediate disbursement get best rates – talk to home loan providers when you are close to finalizing your property