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Age 20-29 years

This is generally a decade of firsts - your first job, your first house, your first car.

In your 20s, you must start accumulating wealth for future. However, you must keep some funds for entertainment, clothes, travel and enjoyment. You must also start to plan, save and invest for your future goals.

Have you...?
Yes
No
Not sure
1. Started budgeting your monthly expenses
2. Started a regular savings plan
3. Looked at tax efficient savings, e.g., ELSS
4. Understood why it is cheaper to get a home
loan than to pay rent
5. Understood why it can be very expensive to use credit cards
6. Started saving through a pension – with your company plan or personal plan
7. Insured yourself against illness and accidents,
if you are away from work
8. Got a vision and plan for your career development
9. Written down what your long-term financial
needs and goals are
10. Made an effort to improve your financial literacy and understand the difference between stocks, bonds and other asset classes
11. Understood what are the gaps between your current situation and your financial goals
12. Found a financial advisor you can trust and who understands your needs and goals
 
     
Comments
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Priya said :
06/12/2011 		i am a housewife.my husband is earning 60000 p.m.i m expecting baby in july.we r also planning to buy a home .pls suggest a sound financial plan 4 us
shyam thakur said :
26/07/2011 		please help me for finicial planning
Nishanth Shetty said :
05/05/2011 		Dear Sir / Madam, I am a CFP, but still i'm not able to save what i planned, because of some unexpected expenses
rakesh said :
31/01/2011 		how can i get good results in short term and tell me the investments
raj said :
20/11/2010 		i m 25 yrs old. my income is about to 25-30k pm. i can invest upto 5-10k pm. pls tel me the best option for invest for my future. thanks
SHANID.C said :
05/11/2010 		i am a marine engineer.i have been placed in an italian company and earns 600$ per month .i have some exams coming also.so how i must do my financial management.pls help.
Krithika Iyer said :
31/08/2010 		I earn 10k a month full in hand only.out of which i spend only 5k.remaining m not sure as in where to invest.please help.
khalid shekh said :
16/04/2010 		Please guide me for proper financial planning.
Saju said :
25/07/2009 		Please guide me for proper financial planning.
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